Australian Pension Funds Lag in Crypto Adoption Despite Market Rally
Australian self-managed superannuation funds (SMSFs) held A$3.02 billion (US$1.9 billion) in cryptocurrencies as of June 2025, a figure that plateaued after doubling earlier in the year. These private pension vehicles, controlling a quarter of the nation's $4.3 trillion retirement savings, remain heavily weighted toward traditional assets like listed shares ($296 billion), cash ($171 billion), and property ($105 billion).
The cautious approach contrasts sharply with 2024's crypto market surge. 'SMSFs are conservative by design,' noted one analyst, highlighting institutional reluctance despite growing retail interest. Cryptocurrencies represent less than 0.1% of Australia's total pension system assets.